1. Acceptance of Terms: Access to this website and the WGMI Media newsletter is subject to the following Terms of Use. By accessing the website or newsletter, you agree to be bound by these terms. If you do not agree to these terms, you are not authorized to use the website or newsletter.
2. Intellectual Property: All content on the website, including text, images, and software, is protected by copyright and trademark laws and belongs to WGMI Media or its licensors. Visitors may not use the content for commercial purposes without prior written consent.
3. Limitation of Liability: This website and its content are provided on an “as is” basis, and we will not be held liable for any errors or omissions. Visitors use the website at their own risk.
4. User Conduct: Visitors may not use the website for illegal or malicious purposes, and may not engage in any activities that could harm the website or its servers.
5. Disclaimer of Warranties: WGMI Media makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.
6. Endorsements and Recommendations: We do not endorse or recommend any specific financial products or services. Visitors should seek professional advice before making financial decisions.
7. Termination of Use: We reserve the right to terminate or suspend a user’s access to the website and newsletter at any time.
8. Changes to Terms of Use: We reserve the right to modify the Terms of Use at any time, and such changes will be posted on the website. Visitors should review the Terms of Use periodically for changes.

Governing Law: These Terms of Use will be governed by and construed in accordance with the laws of the State of Arizona.